The road to a more secure
company
What are the phases for a correct risk management?
Risk management, in business matters, is that part of business management that seeks to identify the risk factors that may affect our company, prevent them, retain them and/or transfer them, and, ultimately, manage claims so that, when they occur, they cause the least possible damage. There is no policy on the market that covers absolutely everything, so it is necessary to establish an interrelation between all the above variables and design a good action plan.
01
Identification
To thoroughly understand the company: its activities, processes, environment, sector, assets and location, and to identify the risks associated with each of these aspects.
02
Analysis
Accurately define the organization’s risks and their potential impacts, using industry benchmarking information and expert professional assessments.
03
Methodology
In this phase, the company and risk management jointly define the bases for drawing up the action plans, according to the previous analysis and the corporate strategy.
04
Action plans
The options for action include eliminating or reducing the risk through preventive measures or controls, assuming and managing the risks internally, or transferring them to third parties.
05
Follow-up
After implementing each phase, we establish a periodic follow-up to evaluate the results and make adjustments. It is a dynamic process that must be continuously adapted to new needs.
Claims management
Claims management is the phase in which everything that has been analyzed and planned in risk management is really demonstrated. However, as no two claims are the same, we can sometimes find ourselves faced with situations that were not foreseen or that had not been properly assessed or executed. That is why, thanks to our experience of more than 70 years, we offer all our know-how in claims management:
Immediate intervention and accompaniment during the first few hours
Coordination of an action plan adapted to each situation
Direct support with external experts and professionals
Continuous monitoring and constant communication with the company.
Negotiation and active defense of interests before insurance companies.
Post-incident assessment to improve protocols and prevent future risks
Enjoy premium insurance with a service that makes a difference
We not only help you find the insurance that best suits you and covers what you really need. We also accompany you throughout the process, especially when you need us most. And we do it with closeness, dedication and care.
Audit of programs
If you are not a client of our brokerage and you want to know the state of your insurance contracts, both technically and economically, at M. Piqué we can provide you with an executive report on the excesses and deficiencies of your insurance policies, as well as a cost comparison.
01
Risk identification and analysis
We carry out an exhaustive inspection of the risks in the facilities, combined with a detailed analysis of the production and management processes, as well as an evaluation of the accident rate, in order to identify critical points and establish the necessary measures to minimize risks and guarantee the safety and efficiency of the company.
02
Audit
We review and analyze policy clauses, offer technical and cost proposals and provide recommendations on insured risks and possible uninsured risks, ensuring adequate coverage and efficient management of the company’s risks.
