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All Risks Property Damage

Property damage insurance is not only for those damages that we know may happen, but also for those incidents that we do not know will happen. It is the difference between a Multi-Risk (commercial, SME or large company) and an All Risks Property Damage (TRDM). The first one covers everything that is indicated in the policy.
The second one covers what the first one covers, plus everything sudden and accidental that we did not know could happen.

In addition, our experience of more than 70 years in business risks in multiple sectors has led us to develop a truly tailor-made M. Pique suit with standard coverages:

  • Brand Protection.
  • Errors and/or Omissions.
  • Non-palletized goods.
  • Abrogation of Rain and Wind Clauses.
  • Inclusion of subway pipes.
  • Auto combustion.
  • Assets in undetermined situations.
  • Machinery start-up costs.
  • Building collapse.
  • Derogation of extensives shortages.

We can help you!

Contact us at our nearest office or send us your inquiry through our contact form.

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Recommended insurance

Vehicle fleets

If you have a large number of vehicles in your company, we offer you the possibility of contracting a fleet policy, being able to give each one the coverage adapted to its specific needs.

Transportation

We know that your goods and/or products that you have in your warehouse are well controlled, well stowed and covered by a multi-risk insurance. However, do you know if they arrive correctly and in good condition to your customer? Do you know what mechanisms exist to cover these transports?

Environmental Liability

In 2007, Law 26/2007 of October 23, 2007 on Environmental Responsibility was created with the aim of regulating the responsibility of operators to prevent, avoid and repair environmental damage in accordance with Article 45 of the Constitution and with the principles of “the polluter pays and repairs”.

General Liability

Every business activity involves assuming certain liability risks with respect to third parties. Be it for the ownership of an asset, for a service rendered or for a product supplied. In the latter case, Product Recall Expenses coverage comes into play. Without it, the consequences for the company’s image and economic situation can be very serious.
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