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General Liability

All business activities entail the assumption of certain liability risks with respect to third parties. Either for the ownership of an asset, for a service rendered or for a product supplied. In the latter case, the following coverage comes into play Product Withdrawal Expenses. Without it, the consequences for the company’s image and economic situation can be very serious.

In the same way, the responsibility assumed by companies and their employers in the event of an accident at work is a cause for concern. Even more so when the Penal Code in its different articles 139,
142, 147 or 152, makes that, in the existence of a serious occupational accident, it is more and more frequent that preliminary proceedings are opened by the investigating courts in order to determine if there are criminal responsibilities.

  • Operating civil liability.
  • Locational civil liability.
  • Employer's liability.
  • Cross-liability.
  • Product liability.
  • Assembly and disassembly costs.
  • Union and blending.
  • Post-work civil liability.
  • Civil liability for accidental contamination.
  • Primary property damage.
  • Professional civil liability of the technicians on staff.
  • Subsidiary civil liability of subcontractors.
  • Legal defense and bonds.

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Recommended insurance

Vehicle fleets

If you have a large number of vehicles in your company, we offer you the possibility of contracting a fleet policy, being able to give each one the coverage adapted to its specific needs.

Transportation

We know that your goods and/or products that you have in your warehouse are well controlled, well stowed and covered by a multi-risk insurance. However, do you know if they arrive correctly and in good condition to your customer? Do you know what mechanisms exist to cover these transports?

Environmental Liability

In 2007, Law 26/2007 of October 23, 2007 on Environmental Responsibility was created with the aim of regulating the responsibility of operators to prevent, avoid and repair environmental damage in accordance with Article 45 of the Constitution and with the principles of “the polluter pays and repairs”.

All Risks Property Damage

Property damage insurance is not only for those damages that we know may happen, but also for those incidents that we do not know will happen. It is the difference between a Multi-Risk (commercial, SME or large company) and an All Risks Property Damage (TRDM). The former covers everything that is indicated in the policy. The second one covers what the first one covers, plus everything that is sudden and accidental and that we do not know could happen.
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AIG

Multiriesgo

902 012 476

Cyberiesgo

914 381 284